Checked 2026-06-29
Microsoft Copilot Pricing: Free, Copilot Pro, and Microsoft 365 Copilot
Microsoft Copilot is free for general use, with Copilot Pro for individuals and Microsoft 365 Copilot as a per-user business add-on inside the Office apps.

Pricing model
Free tier; Copilot Pro for individuals; Microsoft 365 Copilot as a per-user/month add-on to eligible business 365 plans.
Best first move
Copilot Pro for individuals in Microsoft apps; Microsoft 365 Copilot for organisations wanting Copilot across Word, Excel, Outlook, and Teams.
Watch out
Microsoft 365 Copilot requires eligible business 365 licensing and is billed per user on top of it. Confirm prerequisites and current price at checkout.
Quick verdict
Casual users use Free; individuals wanting priority and Office integration take Copilot Pro; businesses add Microsoft 365 Copilot per user.
Plans and pricing
Free
$0
General Copilot.
- + Web/app chat
- + Standard models
- + Basic image generation
Copilot Pro
from ~$20/mo
For individuals.
- + Priority access to top models
- + Copilot in Office apps (eligible)
- + Faster image generation
Microsoft 365 Copilot
from ~$30/user/mo
Business add-on.
- + Copilot in Word/Excel/Outlook/Teams
- + Works over your org data (Graph)
- + Enterprise security
Source checked: https://www.microsoft.com/microsoft-copilot. Vendor prices, taxes, plan names, usage limits, and quote terms can change.
Buyer notes
Note 01
Microsoft 365 Copilot needs an eligible 365 business plan underneath it.
Note 02
Copilot Pro is the individual route to Office integration.
Note 03
Annual commitments may apply for the business add-on.
Check value, terms and context before buying
Review method
How AES Tech scores practical value, workflow fit, trust signals and buyer friction.
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Full review
Compare price against strengths, limits, alternatives and best-fit buyers.
Pricing FAQ
Is Microsoft Copilot free?
Yes for general use; paid tiers add Office integration, priority models, and business data grounding.
What’s the difference between Copilot Pro and 365 Copilot?
Pro is for individuals; Microsoft 365 Copilot is a per-user business add-on that works across Office apps and your org data.
Do I need a 365 license for the business version?
Yes, Microsoft 365 Copilot sits on top of eligible business 365 plans.
Next step
Check the live offer before you commit.
We keep this page current, but the final price is the vendor checkout or written sales quote. Review the plan, then compare the full review and alternatives.
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