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Checked 2026-06-29

Microsoft Copilot Pricing: Free, Copilot Pro, and Microsoft 365 Copilot

Microsoft Copilot is free for general use, with Copilot Pro for individuals and Microsoft 365 Copilot as a per-user business add-on inside the Office apps.

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Pricing model

Free tier; Copilot Pro for individuals; Microsoft 365 Copilot as a per-user/month add-on to eligible business 365 plans.

Best first move

Copilot Pro for individuals in Microsoft apps; Microsoft 365 Copilot for organisations wanting Copilot across Word, Excel, Outlook, and Teams.

Watch out

Microsoft 365 Copilot requires eligible business 365 licensing and is billed per user on top of it. Confirm prerequisites and current price at checkout.

Quick verdict

Casual users use Free; individuals wanting priority and Office integration take Copilot Pro; businesses add Microsoft 365 Copilot per user.

Plans and pricing

Free

$0

General Copilot.

  • + Web/app chat
  • + Standard models
  • + Basic image generation

Copilot Pro

from ~$20/mo

For individuals.

  • + Priority access to top models
  • + Copilot in Office apps (eligible)
  • + Faster image generation

Microsoft 365 Copilot

from ~$30/user/mo

Business add-on.

  • + Copilot in Word/Excel/Outlook/Teams
  • + Works over your org data (Graph)
  • + Enterprise security

Source checked: https://www.microsoft.com/microsoft-copilot. Vendor prices, taxes, plan names, usage limits, and quote terms can change.

Buyer notes

Note 01

Microsoft 365 Copilot needs an eligible 365 business plan underneath it.

Note 02

Copilot Pro is the individual route to Office integration.

Note 03

Annual commitments may apply for the business add-on.

Pricing trust notes

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Pricing FAQ

Is Microsoft Copilot free?

Yes for general use; paid tiers add Office integration, priority models, and business data grounding.

What’s the difference between Copilot Pro and 365 Copilot?

Pro is for individuals; Microsoft 365 Copilot is a per-user business add-on that works across Office apps and your org data.

Do I need a 365 license for the business version?

Yes, Microsoft 365 Copilot sits on top of eligible business 365 plans.

Next step

Check the live offer before you commit.

We keep this page current, but the final price is the vendor checkout or written sales quote. Review the plan, then compare the full review and alternatives.

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